Honest answer: it depends on your roof, your usage and the system size — which is why we
quote from a survey rather than a postcode. But the national picture gives you a sensible
starting point, and it moved this year, so the figures below were re-read on 25 September 2026.
The Energy Saving Trust's solar advice, updated 27 August 2026, now describes a typical home
system as 4.5 kWp — around 12 panels over 20 to 30m² of
roof — costing around £7,600 installed. On its own payback table, with export
payments included and fuel prices as of July 2026, a London home reaches break-even in about
9 years. Earlier versions of this page carried the Trust's
previous 3.5 kWp basis; we have replaced it rather than quietly leaving it there, because a
figure with a date is worth more than a figure that sounds familiar.
What an installed price actually contains
The gap between panel prices online and an installed quote is not a markup, it is the job.
A real price covers:
- Panels, inverter, mounting and DC/AC protection — the equipment itself.
- Scaffolding and safe access, which is a fixed cost whatever the array size.
- The MCS-certified installation, which is what keeps an export tariff available to you.
- The network operator notification or application — G98 after commissioning, or a G99 application approved before work starts.
- Commissioning, handover documents, and a workmanship warranty from a company you can ring.
Two things help the arithmetic at the moment. Installations are zero-rated for VAT until
31 March 2027, reverting to 5% from 1 April 2027. And to earn anything for what you export,
GOV.UK requires that both the installation and the installer are MCS-certified — or certified
to an accredited equivalent — and that you have a meter capable of half-hourly export
readings. Export rates themselves are supplier-set and must be above zero under Ofgem's rules,
which is why we never print one.
To be clear: these are typical UK figures from public sources, not an HCE quote. Your numbers
depend on your roof and your usage, and that is what the free survey works out. For a deeper
walkthrough of the sums, read
how much can solar panels save, test your
own bill in the savings calculator, and if storage is part
of the plan, the solar battery storage cost page
breaks that side down the same way.